{"id":291,"date":"2025-11-05T16:00:03","date_gmt":"2025-11-05T15:00:03","guid":{"rendered":"https:\/\/www.bymyglass.fr\/?page_id=291"},"modified":"2025-11-19T10:54:36","modified_gmt":"2025-11-19T09:54:36","slug":"loi-hamon-2014","status":"publish","type":"page","link":"https:\/\/www.bymyglass.fr\/index.php\/loi-hamon-2014\/","title":{"rendered":"Loi Hamon 2014"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"291\" class=\"elementor elementor-291\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c041eae e-flex e-con-boxed e-con e-parent\" data-id=\"c041eae\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a058958 elementor-widget elementor-widget-heading\" data-id=\"a058958\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Loi Hamon 2014<\/h1>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d622280 e-flex e-con-boxed e-con e-parent\" data-id=\"d622280\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9e1545f e-con-full e-flex e-con e-child\" data-id=\"9e1545f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-00d18e8 elementor-widget elementor-widget-text-editor\" data-id=\"00d18e8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>La loi concern\u00e9e est la Loi n\u00b0 2014\u2011344 du 17 mars 2014 relative \u00e0 la consommation (souvent appel\u00e9e \u00ab Beno\u00eet Hamon \u00bb) : elle consacre le libre choix du r\u00e9parateur par l\u2019assur\u00e9 en cas de sinistre.<br \/><br \/>\u00ab Tout contrat d\u2019assurance souscrit au titre de l\u2019article L 211-1 mentionne la facult\u00e9 pour l\u2019assur\u00e9, en cas de dommage garanti par le contrat, de choisir le r\u00e9parateur professionnel auquel il souhaite recourir. Cette information est \u00e9galement d\u00e9livr\u00e9e, dans des conditions d\u00e9finies par arr\u00eat\u00e9, lors de la d\u00e9claration du sinistre. \u00bb<br \/><br \/>Un arr\u00eat\u00e9 du 17 juin 2016 pr\u00e9cise les modalit\u00e9s d\u2019information \u00e0 l\u2019assur\u00e9 lors de la d\u00e9claration du sinistre.<br \/><br \/>De plus, l\u2019article L 211-5-2 du Code des assurances pr\u00e9voit que l\u2019assur\u00e9 peut c\u00e9der sa cr\u00e9ance d\u2019indemnit\u00e9 \u00e0 un tiers (par exemple au r\u00e9parateur), ce qui lui permet de ne pas avoir \u00e0 avancer les frais, m\u00eame s\u2019il passe par un r\u00e9parateur non agr\u00e9\u00e9 par l\u2019assurance.<br \/><br \/>Votre assureur ne peut pas vous imposer un r\u00e9parateur agr\u00e9\u00e9 uniquement : vous avez le droit de choisir celui que vous voulez.<br \/><br \/>Le r\u00e9parateur que vous choisissez doit bien s\u00fbr \u00eatre un professionnel habilit\u00e9 et comp\u00e9tent ; l\u2019assurance peut v\u00e9rifier que les travaux sont n\u00e9cessaires et raisonnables.<br \/><br \/>Si vous choisissez un r\u00e9parateur non agr\u00e9\u00e9 par l\u2019assurance, cela n\u2019annule pas automatiquement votre droit \u00e0 indemnisation. L\u2019assureur reste tenu de vous indemniser dans les conditions du contrat.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e0142f5 e-con-full e-flex e-con e-child\" data-id=\"e0142f5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-58a6cc0 elementor-widget elementor-widget-image\" data-id=\"58a6cc0\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"1024\" src=\"https:\/\/www.bymyglass.fr\/wp-content\/uploads\/2025\/11\/WhatsApp-Image-2025-11-05-at-15.57.53-768x1024.jpeg\" class=\"attachment-large size-large wp-image-299\" alt=\"\" srcset=\"https:\/\/www.bymyglass.fr\/wp-content\/uploads\/2025\/11\/WhatsApp-Image-2025-11-05-at-15.57.53-768x1024.jpeg 768w, https:\/\/www.bymyglass.fr\/wp-content\/uploads\/2025\/11\/WhatsApp-Image-2025-11-05-at-15.57.53-225x300.jpeg 225w, https:\/\/www.bymyglass.fr\/wp-content\/uploads\/2025\/11\/WhatsApp-Image-2025-11-05-at-15.57.53-1152x1536.jpeg 1152w, https:\/\/www.bymyglass.fr\/wp-content\/uploads\/2025\/11\/WhatsApp-Image-2025-11-05-at-15.57.53.jpeg 1500w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n    <div class=\"xs_social_share_widget xs_share_url after_content \t\tmain_content  wslu-style-1 wslu-share-box-shaped wslu-fill-colored wslu-none wslu-share-horizontal wslu-theme-font-no wslu-main_content\">\n\n\t\t\n        <ul>\n\t\t\t        <\/ul>\n    <\/div> \n","protected":false},"excerpt":{"rendered":"<p>Loi Hamon 2014 La loi concern\u00e9e est la Loi n\u00b0 2014\u2011344 du 17 mars 2014 relative \u00e0 la consommation (souvent [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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